About Us - Guaranteed Interest Account​

Guaranteed Interest Account

The Guaranteed Interest Account (GIA) is a highly recommended savings option for individuals prioritizing stability and seeking low risk returns. It serves as an ideal avenue for those who value secure and reliable investments. With competitive yields and limited volatility, the GIA ensures that participants can enjoy consistent and predictable returns. One of the standout features of the GIA is the assurance it provides, guaranteeing both the principal amount and the accumulated interest. By offering a fixed interest rate for a specified period, investors can confidently plan and work towards their financial goals. Whether saving for short-term objectives or aiming for long-term wealth growth, the GIA offers a dependable solution. This commitment is geared towards providing secure investment options that align with the financial well-being of their customers. With the Guaranteed Interest Account, investors can unlock the potential for stable growth and financial security. By choosing this investment avenue, individuals can effectively manage their wealth, confident in the stability and reliability it offers.

Our History


With 37 years of experience in the industry, we understand your financial needs like no other. We take pride in our proven track record of providing reliable and credible services to our valued customers. If you’re on the lookout for a company that is committed to ensuring your financial well-being, then look no further!


We commenced textile manufacturing in 1998, and we continue to manufacture products by deeply understanding your preferences, what you seek, and why. Ensuring customer satisfaction by manufacturing the best goods has always been our top priority.


In 2013, Our first endeavour in the realm of Real estate took place. We prioritize our clients' needs and provide them with exceptional service.


We understand that proper commercial insurance coverage is crucial for entrepreneurs to protect their business, employees and property. Since we stepped into Commercial Insurance in 2018, we’ve been offering the best service to protect your business from potential risks.


For the past 5 years, we have also been into setting up textile showrooms to show you the ultimate destination for textiles, fabrics and apparels with intricate designs and exclusive quality.


In the year 2023, the primary focus is to nurture and expand existing business operations. These operations are spread across diverse sectors such as textile manufacturing, real estate, chit funds, and commercial insurance. To achieve its growth objectives, the company will leverage its industry expertise, strategic partnerships, and cutting-edge technologies.

Mission & Vision

Guaranteed Interest Account

Our Mission

To offer reliable investment schemes that deliver consistent profitability and provide loans to our members at low interest rates.

To help build a better future for our customers and create a positive impact on the communities we serve

Our Vision

To be a trailblazer in the chit fund industry by setting the gold standard for superior returns and empowering individuals to live out their best lives

To create a prosperous future where all our customers will attain financial freedom enabling them to live a life of abundance and fulfillment

Guaranteed Interest Account
Guaranteed Interest Account

As the founder of Siva Saravana Chit Funds, I'm passionate about helping people achieve their financial goals. I believe that the key to success lies in having a plan, working hard, and staying committed to your goals.

That's why I created this chit fund organization - to provide a platform that enables people to invest, save, and pave the path to their biggest dreams. Our mission is to foster a community where everyone has access to financial resources, support, and guidance to achieve their aspirations.

But our vision goes beyond financial prosperity - it's about empowering individuals to live their best lives. Whether you're saving for your child's education or starting a business, we're here to support you every step of the way.

So, if you're looking for a partner who cares about your financial well-being and is committed to your success, join us at Siva Saravana Chit Funds. Let's work together to build a brighter future for ourselves and for the people that we love.

Guaranteed Interest Account

CSR Activities

Guaranteed Interest Account

Siva Saravana Chit Funds is committed to giving back to the community and being an environmentally responsible organization. As part of our CSR efforts, we have launched an initiative that provides our employees with electric scooters to collect subscription amounts from our members.

We understand the importance of reducing our carbon footprint and minimizing the damage done to the environment. By providing our employees with electric scooters, we are taking a step towards creating a sustainable future. We will continue to prioritize initiatives that contribute to the betterment of society and the environment